LIVING EASIER BETTER AND SAFER

LIVING EASIER BETTER & SAFER


Awesome Easy Recipes (Soups for Soup Lovers & More)
Best times to get things done
Discounts
Easy cleaning
Exercise (easy stuff)
ID Theft/ Living Safer
What you need to GET OFF THE MAILING LISTS.
Important stuff!
Safety at home & on the road
Scam Definitions
New use for cell phones. L

AWESOME EASY RECIPES
SWEET TREATS
Homemade, of course. This is easy stuff, even for the guys.

FRUIT BREAD

Oven 350 degrees Bake 1 hour

4 eggs
1 C Lt. Brown Sugar
2 C Fruit **
1 tsp. Salt
2 tsp soda
2 T pumpkin pie spice
1-1 ½ C pecans chopped

Fruit: 2 Cups of any: Banana (leave out the spice) Fig cooked, apple shredded w/ part raisins, dates, or cranberries, carrots cooked, half apricot/pineapple crushed and drained, what ever you can think of, just be sure you drain as much liquid off as possible. Apples and cranberries is very good.

Beat together eggs, water, & oil. Add sugar & fruit. Mix in flour, salt, soda, Apple or pumpkin pie spice. Stir in nuts.

4 small loaf pans cook in 30 - 40 minutes
3 larger ones take about an hour.
Wrap in plastic after cooled. Devour starting the next day! I even like the raw batter! Yeah, I know. But I like it just the same.

OLD FASHION SUGAR COOKIES
Oven 350 degrees Bake 10-12 minutes

½ C butter ½ C shortening 1 C sugar
1 egg ½ tsp. Each Baking powder & soda
2 1.4 C flour 1 tsp. Vanilla, lemon or ? Flavoring

Cream butter, shortening & sugar. Add egg & vanilla, mix well. Combine flour, baking powder and soda, gradually add to the creamed mixture. Shape into 1" balls. Roll in sugar, place on greased cookie sheet, flatten with a glass.

For a slight change use peanut butter for the shortening and use only 2 cups of flour.


COFFEE FRUIT DROPS
Oven 375 degrees Bake 10-12 minutes
Read all the way through first. This one is VERY MOIST

Combine all of the below in a saucepan and cook until apples are tender then set aside to cool. You have to let it cool.
2 C chopped peeled apple 1 C strong coffee 1 C sugar
½ C shortening 1 cup raisins 1 tsp vanilla
1 tsp pumpkin pie spice It takes about 30 minutes to cook.

When it has cooked and cooled, stir in the rest of the stuff.
2 C flour 1 tsp. soda 1 cup chopped pecans 1/4 tsp. Salt

Stir dry ingredients into cooled mixture. Drop teaspoonfuls of dough on an ungreased cookie sheet to bake.
This is a very moist soft cookie.



CHOCOLATE CHIP COOKIE
Almost the Original Recipe
350 degree oven Bake for 8-10 minutes
2/3 Cup of butter, part shortening
½ Cup light brown sugar ½ Cup regular sugar
1 egg 1 tsp. vanilla
1 ½ Cup flour ½ tsp. soda
½ tsp. salt ½ Cup chopped pecans
6-8 ounces of Milk Chocolate and peanut butter chips

Mix and beat together butter, sugars and egg. Add vanilla, soda, salt, and flour, stir well. Add nuts and chips, mix well. Drop spoonfuls on cookie sheet. These are best soft and chewy so don’t over bake. They should be light brown.




IMITATION FRUIT CAKE
Oven 350 degrees 1 hour

2/3 C sugar 1 cup of mincemeat mincemeat
½ C shortening Cream w/ sugar 1 C nuts chopped
2 eggs Add to creamed mix 1 C raisins
>>>Mix together well 1 C apples, peel & dice
1 C strong coffee w/ 1 tsp. soda, ½ tsp. salt & 1 tsp. vanilla dissolved in it.

Dump in rest of ingredients, mix well. Bake in a heavy cast iron skillet lined with brown paper or wax paper. This keeps very well and is the best fruit cake I have ever eaten. I won a cooking contest with this recipe in 7th grade. :) It is yummy with a cup of coffee.
This tastes more like bread than a cake. It’s awesome with hot coffee or tea. Yeah, milk too.





GERMAN CHOCOLATE FROSTING

½ Cup of butter (1 stick)
1 Cup of evaporated milk
1 Cup of sugar
3 egg yolks
1 tsp. vanilla . .COOK OVER MEDIUM HEAT, STIRRING
UNTIL THICK. Be careful not to burn.
1 Cup chopped pecans
1 ½ C coconut ADD TO ABOVE MIXTURE
You can pour this over a boxed German Chocolate Cake Mix, I prefer Betty Crocker but use what you like. OR drop spoonfuls on waxed paper and eat it like candy.

Cool slightly and pour over cake and spread evenly.





NEVER FRY BACON IN THE NUDE!

Get ready for some good eating. These soups taste good any time of the day or night. My Favorite!

POTATO LOVER’S SOUP (This isn’t your ordinary potato soup.)
2 Medium Russet Potatoes peeled and cut into chunks
2 Leeks (They look like giant green onions but are much tastier.) Wash and cut into slices using the white part mostly.
2 regular size cans of *salt free chicken broth.
Boil potatoes and leeks in broth until very tender then blend or mash until it is sort of like runny mashed potatoes.
Add 1 cup of shredded cheese. Your favorite. I like mozzarella, jack or Colby. Mix in well. From here you can add left over shredded chicken or a can of clams or extra cheese and fresh chives. If you add clams you might add some half and half and a little butter. Any way you put it together it will taste good.
*Yes you can use the regular kind but it’s REALLY salty.


TOO EASY SOUP FOR THE SICK

1 Large can of chicken broth over 40 ounces
Mrs. Grasses Vegetable Soup, Dry Mix Just 1 tablespoonful
Pasta. I use Angel Hair and break it into about 1” pieces. ½ cup broken

Simmer broth with dry soup mix in it for 10 minutes, then add pasta and cook until as tender as you like. Mom likes it REAL tender, no she’s not Italian.


STEAK LOVER’S SOUP (OVER)

2 or 3 pieces of cube steak. Cut into bite size pieces. Sprinkle well with Adolph’s Meat Tenderizer, both sides, press in on both sides. Coat well with Bisquick and fry in medium hot oil until golden brown. About 15 minutes or so. Turn over once.
When the meat is brown, add 1 large tablespoon of Bisquick to the oil in the pan with the meat. Mix in well and then add 2 cups of water, stir and let simmer for at least a half an hour or until the gravy has thickened.
Serve over rice, noodles, or plain bread, mashed potatoes. A family favorite.
Cook a pot of cubed potatoes, carrots, & onions, drain and pour steak soup over and it’s stew. Put veges in a large shallow pan, cover with biscuits and bake till biscuits are brown, yummy! Or put a ready made pie crust in the bottom of a pan, add veges, steak soup and cover with another crust and bake till done, about 20 min. It’s a beef pie!


SAUSAGE LOVERs SOUP

4-6 Italian Sausages. I use Sweet/Mild but Hot/Spicy is OK.
Remove casing (skin) and fry with chopped onions until tender. While that cooks do the below.
In a large pot put the following
1/2 bag (8oz. or so) of baby spinach leaves
2 large cans of salt free chicken broth
1 large can of diced tomatoes

Let it simmer for a until the sausage and onions are done then add them to the pot. You can use chicken in this instead of sausage, and you can add some angel hair pasta if you like or even a little rice. Rice tends to soak up the broth so only add a little, like ¼ of a cup. Tastes best the next day.



SOUP YOU’LL LOVE WHEN YOU ARE SICK

2 Cans of unsalted chicken broth. 1 small piece of ginger root. (It’s VERY cheap and so good.)A piece about the size of a small cork will do fine. This just adds flavor, you don’t eat it. (Save extra in freezer.) Bring broth to a boil with ginger root in it for 5 minutes, then remove ginger.
1 bunch of green onions. Clean and chop white and green.
1 Small can of sliced water chestnuts, chop small
Add onions and chestnuts to broth and cook till tender, about 7 or 8 minutes over medium heat.
2 eggs Beat well in a cup. Turn off heat. Stir broth until it swirls and slowly pour in egg. Don’t stir. Let sit until egg cooks, 2 or 3 minutes. Serve hot. It’s great for a sore throat or chills.



SWEET ONION SOUP

It will make you fall in love!

2 OR 3 sweet onions, peeled and chopped
¼ cup of vegetable oil
Fry onions in oil over medium heat until clear and tender. Then add 1 teaspoon of sugar, sprinkle over thoroughly. Cook for another 5 minutes. Stir.
Add 2 cans of . . . . .chicken broth! Simmer for 5 or 10 minutes. Serve with shredded mozzarella cheese on top and toast or crackers.


BEST TIMES TO GET STUFF DONE

What is the best time of day to :

Shop for groceries?
Very early in the morning or during highly rated TV shows during prime time.

Shop for a home?
If you are looking in bad weather, rain, then a realtor knows you are serious. Also, during the holiday season, November to January. Be sure to get qualified FIRST!

Shop for a car?
At the end of the month, especially when the new models are about to come out. Get a buyer’s referral from a warehouse membership club or the AAA. It can save you a bunch of bucks. (It saved me $1800.00)

Get a restaurant reservation, on short notice?
Cancellations start coming in for the same day in the late morning. Get your bid in for the waiting line.
Best time to rent a movie?
Usually Tuesday’s are the slowest and bargain deals are available. Go in around noon time or a bit later. That is when the returns will have been either restocked or are sitting on the counter ready to be rented out again.

Make customer service calls?
Thursdays. Worst? Monday, naturally. Wednesdays are usually pretty good days for calling about service related problems with utilities and such, even the IRS.


Make a tech support call?
Saturday night! Unless you are busy. Any evening or night is better than any day during usual work hours.

Take a nap?
Anytime you feel like it and can get away with it!

Of course, the best time to do anything is when you darn good and well feel like it.


DISCOUNTS

There are LOTS of discounts out there, BUT you either have to ask or show some sort of membership card. The best cards to show, if you are a member, are AAA and AARP. They have a ton of discounts. Some huge.

Then you can check www.seniordiscounts.com on line or call 800.372.7513

Call 800.677.1116 to get the Agency on Aging or look under State Agencies on Aging in this book. They can tell you what they have available.EASY CLEANING

Cleaning:
It is a necessary evil, but there is no reason to make it any harder than it needs to be. Some easy tips from my property management days.

FOLEX Under $10.00 for 32 oz.
For SPOTS, it doesn’t matter where they are, in your carpet or on a silk blouse or your couch. This stuff works. You can find it in most markets, and at Home Depot. Read the directions. It won’t take your breath away or dissolve your skin.

ELIMINATE Under $5.00 16 oz.
For hard water scale, scummy tubs and faucets. It will make the old fixtures look nearly new. Usually at Home Depot, now and then a small bottle at the 99 cent store. You’ll want a big one next time. You won’t need much of this if you use the magnets. It shines up the fixtures beautifully. Reread the section on water about the magnets.

ODOSHIELD About $20.00
(This is for a gallon of concentrate!)
For the nastiest of smells and germs. It kills them all. It’s gentle and has a very delicate scent that is nice. Good for carpet too. You’ll find it at a janitorial supply store.

To clean your garbage disposer: Make vinegar ice cubes and grind them up. Also pour a small bottle of hydrogen peroxide down your kitchen drain once a month. The cheap ones, 33 cents, usually, on sale somewhere. Or run a lemon or orange peel down it. Just remove the hard stem first.

You’d think it would be EXPENSIVE. If it were, I’d still buy it! About $5.00
HONDA aerosol window cleaner is absolutely the best thing I have ever used to clean glass, mirrors, (I spend more time in front of my mirror now because now I can really see!) or anything you want sparkling clean. Pictures look incredible just by using this to clean the glass. Just a little spritz goes a whole lot further than a whole lot of any other stuff.



Cleaning jewelry
You could buy an expensive sonic device and solution. It does work very well. BUT why? Cleaning jewelry is just as effective by soaking it in ammonia for a few moments and scrubbing it with a soft toothbrush. Then rinse it in alcohol and dry. BEAUTIFUL! You saved enough to go shopping!
NEVER SOAK OPALS, PEARLS, or SEMI-PRECIOUS STONES.

GETTING RID OF ANTS THE CHEAP AND EASY WAY
AND IT’S SAFE FOR PETS.

Buy a bottle of powdered marking chalk at HOME DEPOT or LOWE’S and sprinkle it around pet food, in or out of doors, or in your garden, around the back corners of your cabinets, anywhere. It is cheap, 8 oz. is less than $1.50. You can get creative and use blue or yellow or red as well as just plain white. This is so cheap and environmentally friendly that you will love frustrating those little pests by drawing a ring around them. They hate it J


Cleanliness is still close to Godliness,
but it also smells a WHOLE lot better
EXERCISE

A lot of people think breathing is exercise enough. It may be, to some extent, but you won’t get to do it for as long as you would if you did some of the “real stuff.” What’s best?
What ever it takes to get you to move anything, except the remote control.

WALK, SWIM, FLOAT!, or SHAKE, ANYTHING THAT WILL MOVE, UNTIL THERE IS LESS TO SHAKE

Then go buy some smaller pants.
I do what I call “200 of something.” It doesn’t really amount too much considering that I have 8 discs in my back that hate me. They are ruptured and herniated so it limits my “boogie” ability, a little. 50 small knees “dips” while cooking, 50 mini lunges, 50 arm circles, and 50 leg swings while watching Wheel of Fortune. That’s it. Sometimes I go way over and do 100 of something extra. It will help, just swing or fling anything that is connected to you! Feel free to make up your own moves. Do a little or a lot. By doing even just a little you will enable yourself to do more and more. You’ll find out that this stuff makes you feel good. Just don’t over do it. Of course, you should check with your doctor but he’ll probably say “go for it!” Remember, the more you are hurt the more often they send you to physical therapy. Physical therapy is just another word for exercise. So they know you are hurting more than you would if you were doing all of that stuff and paying a huge price for it.


OR Take a walk, just be sure to carry a smile with you! Someone interesting might meet and greet you with theirs.

It doesn’t sound like it would really be all that good,
BUT it is.
Get some weights to lift.
Guys, hoist your beer can 10 or 20 times with each arm, over your head, BEFORE you pop the top.
Ladies, just grab any ol’ can from the shelf, one for each hand and reach for the sky 10 or 20 times.
This way you’ll be doing it twice as fast as the guys. J


Once you do this for a few weeks you will probably want to see what weights can do for other parts of your body.

Bad Bumper Sticker!
If walking is so good for you, then why does
my mailman look like Jabba the Hut?

If you can read this, I’ve lost my trailer

Cleverly Disguised as an Adult!

Lights timed for 35 MPH are also timed for 70 MPH

He who hesitates is not only lost but miles from the next exit.


IDENTITY THEFT
It’s a FEDERAL Crime & It’s Soooooooo EASY…….

FTC Identity Theft Survey Report from 2003. Cost: $52.6 BILLION a year and going up. Fraud Victims: Around 10 MILLION despite major efforts to prevent it. Most ID Theft is self-detected. One in ten will or has been victimized. It takes about an hour to learn how to steal someone’s identity with just a little computer knowledge.

The average amount of money involved in an ID Theft is over $10,000. It takes about 6 months or around 175 hours and close to $1,500. to clean up the mess. It is capable of producing at least 10 migraines, 2 ulcers and an intense desire to put someone, whose name you may never know, on a “HIT” list, if there were such a thing. J

How does it happen? The easiest way, for the ID Thief, is to steal some of the mail you tossed. Their favorites are pre-approved credit applications and mortgage loans “checks.” They just change the address and they are in business. However, all three credit reporting bureaus in the nation sell your information and it can include not just your name and address but your birth date, Social Security Number, and unlisted phone #. That happens when they get duped and sell to a phony company. There are other ways, some very sophisticated. Need and greed, combined, can surpass the mother of invention.

Enclosed are a few things to make it a good deal harder for them to use you and your information for a shopping spree. SHRED YOUR MAIL! And send all 3 credit reporting bureaus the enclosed form which makes them remove your name and information from the for sale list. By mail it is free, on line some charge $5.00. Either way it takes about 3 months. Their lists are updated 4 times yearly.


Each bureau has different requirements to be removed from their marketing lists. Fill each out completely, make copies for your self, send by certified mail, return receipt to have proof they received it. When the receipt comes back put it in a safe place. Just in case. I’ve enclosed address labels to make it even easier. Just make sure the right letter goes with the same address label. You don’t have to retype them, just fill in the information. Do this first, then read through the rest and do those that pertain to you. They are important so please be sure to do everything you can to get off these lists.
A HINT, from personal experience:
When you have people working in your home, close off rooms they do not need to be in and keep an eye on what they are doing while using their cell phones. I had someone take pictures of my bedroom. Fortunately it was because he liked the decorating, but it could have been for other reasons. I didn’t know until some 6 months later when he told me he took the pictures to show his fiancée.
Copy these letters and send them ASAP to each Credit Bureau to GET OFF THEIR MAILING LISTS!
Options
Equifax, Inc.
P.O. Box 740123
Atlanta, GA 30374-0123
Date
To Whom it may concern:
Please remove my name from your marketing lists. I have enclosed the following information required by you to do this.
First, Middle, & Last Name & all variations i.e. Jr. Sr.,

Current Mailing Address

Social Security Number .
Thank you in advance for handling my request promptly.
Sincerely,
Signature
Each Bureau has different requirements so be sure to use the correct form for each agency.

Experian
Consumer Opt-Out
P.O. Box 919
Allen, TX 75013
Date
To Whom it may concern:
Please remove my name from your marketing lists. I have enclosed the following information required by you to do this.
First, Middle, & Last Name & all variations i.e. Jr. Sr.,

Current Mailing Address

Social Security Number .
Thank you in advance for handling my request promptly.
Sincerely,
Signature

Trans Union Corporation’s
Name Removal Option
P.O. BOX 97328
Jackson, MS 39288-7328
Date
To Whom it may concern:
Please remove my name from your marketing lists. I have enclosed the following information required by you to do this.
First, Middle, & Last Name & all variations i.e. Jr. Sr.,

Current Mailing Address

Previous Address also if above less than 6 months
Social Security # Date of Birth
Thank you in advance for handling my request promptly.
Sincerely,
Signature


More things you can do. The more you know the safer you will be.
IF you use the information you have.

WEB SITES on ID Theft:
www.privacyrights.org More info on how to protect yourself.
www.junkbusters.com Info on reducing unwanted solicitations.
www.ckfraud.org Info on check forgery and bank fraud.
www.fraud.org Info on how to avoid fraud plus more.

WEB SITES for info regarding doing business online.

www.truste.org Provides a “seal” to sites that meet strict privacy requirements, for your safety.
www.cpawebtrust Same thing
www.bbb.org Use to verify and identify reliable companies online and off.
www.bbbonline.org Another “seal” program for good businesses.

WHAT TO DO IF YOU ARE A VICTIM
You only need to call one of the three bureaus.
They are required to share this information. Your choice.

EQUIFAX, INC 1-800-685-1111
EXPERIAN 1-800-831-5614 ask for consumer fraud
TRANS UNION CORPORATION 1-800-916-8800

CALL TO ORDER A CREDIT REPORT
You get 1 free from each bureau. Order 1 from a different bureau every 4 months.

EQUIFAX, INC 1-800-685-1111 or www.equifax.com
EXPERIAN 1-888-397-3742 or www.experian.com
TRANS UNION CORPORATION 1-800-888-4213 or www.tuc.com

DEPENDING ON THE SPECIFIC TYPE OF ID THEFT YOU HAVE OR MAY HAVE, YOU MAY NEED ONE OR MORE OF THE SITES.

ID THEFT
Bank Fraud www.ffiec.gov/enforcement.htm
Federal Deposit Insurance Corp. www.fdic.gov
1.800.934.3342
Federal Reserve System www.federalreserve.gov
1.202.452.3693
National Credit Union Admin. www.ncua.gov
1.703.518.6360
Office of the Comptroller of www.occ.treas.gov
Currency (OCC) 1.800.613.6743
Use if “National or N.A.” is in the name of the bank.

Office of Thrift Supervision www.ots.treas.gov
1.202.906.6000
Use for thrift inst. Savings banks and savings & loan institutions.

Bankruptcy Fraud (Yes they can!) www.usdoj.ust
You will have to write them but this will get you started as to what to do.

U.S. Securities and Exchange Com. www.sec.gov
1.202.942.7040
Mail Theft U.S. Postal Inspection www.usps.gov/websites/depart/inspect
Service (USPIS) They are GOOD!

Passport Fraud www.travel.state.gov/passport_services.html
United States Department of State

Phone Fraud Call your local provider or local public Utility Commission. Cell & Long Distance, contact the FCC www.fcc.gov
1.888.CALL-FCC

Social Security Number Theft www.ssa.gov
& Misuse 1.800.269.0271


Federal Trade Commission www.ftc.gov
Department of Justice www.usdoj.gov
Federal Bureau of Investigation www.fbi.gov
U.S. Secret Service www.treas.gov/usss
Financial Crimes Division www.treas.gov/usss/financial_crimes.shtml
Department of Motor Vehicles www.ftc.gov/privacy/protect.htm#Motor

Direct Marketers (DMA) Mail Preference Service Good for 5 years.
www.the-dma.org/consumers/offmailinglist.html
or by mail: DMA, Mail Preference Service, PO Box 643 Carmel, NY 10512

Telemarketing www.the-dma.org/consumers/offtelephonelist.html
by mail: DMA, Telephone Preference Service, PO Box 1559, Carmel, NY 10512 If you move you need to do this procedure again for both phone #’s and addresses.

E-Mail Good for 1 year only. www.dmaconsumers.org/offmaillist.html
For ATM cards and Checks: Call your bank immediately!
To find out if an ID Thief has been passing bad checks in your name,
CALL: SCAN: 1.800.262.7771

Be sure you have photocopies of all of your important papers and cards. Photocopy BOTH sides of each card and keep copies of contracts, passports, bank accounts, etc. in a safe place and have more than one copy. These have the numbers you will need in a big fast hurry if someone gets a hold of them.

Getting a new computer? What happens to the info in the old one?

Delete Delete Delete. AND use a “wipe” program to write over the hard drive. For more information go to www.hq.nasa.gov/office/oig/hq/harddrive.pdf
( The hq is HQ not HG. There are 2 hq’s in the above address.
The following 2 letters are for sending to 1) credit bureaus and 2) for an existing credit account in dispute. Sorry, but you will have to rewrite them to be effective.
Again send by certified mail, return receipt requested.

SAMPLE DISPUTE LETTER CREDIT BUREAU
Date
Your Name
Your Address
Your City, State, Zip
Complaint Department
Name of Credit Bureau
Address
City, State, Zip
Dear Sir or Madam:
I am writing to dispute the following information in my file. The items I am disputing are also circled on the attached copy of the report I received. (Identify those items by name of source, such as creditor or tax court, and type of item, such as credit, judgment, etc.)
I am a victim of identity theft, and did not make the charges. I am requesting that the item be blocked and my credit report corrected.
Enclosed are copies of any documentation supporting my position. (If you have them.) I would appreciate your investigation of this and the removal of the disputed item(s) as soon as possible.
Sincerely, Your name

Enclosures: (List what you are enclosing. ( PHOTOCOPIES ONLY!)
You can file a complaint online at www.consumer.gov/idtheft.
Or call the toll free hotline at 1.877.IDTHEFT (1.877.438.4338) TTY 1.866.653.4261
Or Write to:
Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580SAMPLE DISPUTE LETTER FOR EXISTING CREDIT ACCOUNTS
Date

Your Name
Your Address
Your City, State, Zip
Name of Creditor
Billing Inquiries
Address
City, State, Zip

Dear Sir or Madam:
I am writing to dispute a fraudulent (charge or debit) attributed to my account in the amount of $_____________. I am a victim of identity theft, and I did not make this (charge or debit). I am requesting that the (charge be removed or the debit reinstated), that any finance and other charges related to the fraudulent amount be credited as well, and that I receive an accurate statement.
Enclosed are copies of (use this sentence to describe information you are enclosing, such as a police report) supporting my position. I would appreciate your investigation of this and the correction of the fraudulent (charge or debit) as soon as possible.
Sincerely,
Your name
Enclosures: (List what you are enclosing. ( PHOTOCOPIES ONLY!) ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
DMA
Mail Preference Service
PO BOX 643
Carmel, NY 10512
Dear Sir or Madam,
Please remove my name and address from your marketing lists as soon as possible.
Name: .
Address____________________________________________________
____________________________________________________
Thank you,
Sincerely, Sign



DMA
Telephone Preference Service
PO BOX 1559
Carmel, NY 10512

Dear Sir or Madam,
Please remove my phone number from your marketing lists as soon as possible.

Name:___________________________________________________
Address: _______________________________________________
___________________________________________________
Phone #______________________Phone #____________________

Thank you,

Sincerely,

I know that is a lot of work but if it gets you off the “list” it is well worth it.
Watch for a notice from your credit card companies because they will send you a notice that they know which offers you most likely would like to receive and will continue to send them if you do not respond to the phone # they enclose. That means it will start all over again and you wasted you postage and are still set up for ID Theft. It pays to read the fine print.
SCAMS & IDENTITY THEFT

You’ll never know what hit you UNTIL it is too late, it can take as much as a year, or more JUST to find out you’ve been had. Then more hours, days and weeks than you want to think about just to clean it up. IF EVER. It will have a severe impact on your credit report. This is only some of the stuff that might come your way. Someone is always coming up with a new way to rip people off. Be very careful with your money and your personal identification so you can enjoy it and leave some to your kids or whomever. It beats someone else spending it for you. Report ID theft to the ID THEFT CLEARINGHOUSE (877.438.4338) or go on line to www.Consumer.Gov/IdTheft. SEE SAFETY section also.

First, why are Seniors such a target for scams and ID theft? Because people 50 (and better J) control over 70 % of the money in our economy. Thieves are NOT known for being stupid. Remember that kids have SS #’s now and they are the newest target for long term identity theft.

The first scam that anyone enrolled in Medicare should be watchful of is overcharging and charging for services not rendered. You’ve paid for this all of your working life, don’t let anyone cheat you or America this way. If you think you may have been over charged or not gotten what is being paid for CALL IMMEDIATELY 1.888.838.7305 to report them. So they don’t get a new BMW. Too &*(%$ bad! J

To make sure a charity is what it says it is
go to: www.charitynavigator.com

IT IS PROBABLY A SCAM IF IT SOUNDS LIKE ANY OF THESE
SCAM DEFINITIONS
Ponzi or Pyramid Schemes.
New Ponzi investors “pay” the people that “invested” earlier and usually quite nicely, that way they “share” their “good fortune” with their friends and get them to invest with them. It’s a good way to loose friends down the road and be broke. If the return looks too good, grab your checkbook and RUN! fast. Don’t even look back.
Yeah Right. Can you spell Bankruptcy?
Pyramid schemes depend on each person getting several people to invest “beneath” them. But unless you are the “top dog” you aren’t going to see any “return.” The top dogs live on an island somewhere with a fat off shore bank account that the US can’t touch. They both “sound” so good, especially with interest rates being so low but even low interest on your money is better than no interest on no money. This is the one where someone you trust “invites” you to join them. DON’T DO IT!!! You’ll live to regret it a long time and so will they.

Unlicensed people selling securities
This one is easy to avoid. If they don’t have a valid license to be selling securities, don’t buy. Take the time to check. It is more than worth it. Just say “I’d like to make sure you are licensed. I’LL CALL YOU as soon as I’m sure.” They will either try to bluff you into signing, DON’T, or they will run like rabbits. Do yourself a financial favor, call anyway.


Promissory notes
Buying promissory notes is incredibly risky. They are SO easy to fake. Just don’t do it. If you can’t resist, at least call the Secretary of State’s Securities Division first 486.2440

Prime Bank Schemes
PBGN’s and PBN’s (Prime Bank Guaranteed Notes) When this is explained to you by a con you will think you are the luckiest person on this earth to have the opportunity to get in on it. The luckiest person will really be the one that got your money, cause it is GONE. Forever. The interest roll overs and short term, overnight, high interest rates they tell you about just mean more money will roll over into their off shore accounts. It’s a fast way to lose a lot of money and feel like such a fool that a great many people never even report it to the police. It is also a popular way to launder money, Internationally.
REMEMBER!!! If it sounds too good to be true and you feel like you are unbelievably lucky to “get in on this,” you will be unbelievably lucky to get out without losing your life savings.
I personally know people that have been taken this way. Some of them maxed out several credit cards in order to be able to “get in on this investment.” So they wouldn’t lose out.

Affinity fraud
This type of scam usually comes from someone that you would feel you could trust. “They are affiliated with your church” or some other lie that works for them. If you are going to donate to your church, do it in the collection plate on Sunday.

Charitable gift annuities
Some of these are actually good. Just make sure if you do this it is a REAL charity, not a scam artists way to line his/her pockets.

No matter HOW HARD you try, you can’t BAPTISE a cat.
Then again, it’s harder to baptize a cat than to get money out of someone who thought they were in on a “deal that is too good to be true.” The cat will run and so should you!

Oil & Gas schemes
It’s another “sounds to good to be true” thing. Interest rates are high. And who couldn’t use a little, lot, more money on what they have in the bank just sitting there. Don’t touch these without a professional that is well known to you and others. Even that has proved to fail occasionally.

Equipment leasing
Again! The promise of high rates of return for the use of your money. Just a tempting little offer for you to get in on the payphone industry, ATM machines, Internet bays, etc. Don’t do it or you’ll be looking for a job to supplement your Social Security.

Internet Fraud & Phishing
If you are 50 (or better) and a licensed stockbroker, day trading might be OK for you. Never buy stock based on a “tip” from any internet source. Never never

“VERIFY” your account numbers or personal ID on the internet. There is something called Spyware and it is designed to make you think an account, or something else,
is going to be cancelled, immediately, if you do not respond RIGHT NOW. Your bank account will be cancelled when it has
been drained. This is what is called Phishing. The thief is “phishing” for a sucker

ID THEFT
and if you respond you’ll live to regret it. If you receive e-mails that you suspect might be a scam forward the e-mail to www.uce@ftc.gov or register a complaint with the Nevada attorney General’s office or through the FTC at www.ftc.gov . Don’t let them get away and rip another person off. Never respond or “check out” a link or e-mail when you don’t know the sender.

These kinds of scam artists are truly artists. They can make it look like you are dealing with a reputable company by faking their web site, getting your ID, money or whatever they are after and then they vanish. The reputable company gets your complaint but they don’t have a clue as to what happened to you. This has happened to people on AOL and e BAY and large department stores that also sell on line.

WHEELCHAIRS AND SCOOTERS
There is some REAL pond scum out there so beware or you may end up footing the bill and helping those who so generously help themselves to money that doesn’t belong to them.

PLEASE . . . .DON’T GIVE YOUR MEDICARE NUMBER OUT “TO SEE IF YOU QUALIFY” FOR A “WHATEVER” TYPE OF GIZMO THEY ARE PROMOTING. NEVER NEVER NEVER!!!!!. It is a license to steal. Your doctor knows if you need a wheel chair or scooter and if you do, he will let you know where to get it from. If you have a HMO, it most likely won’t cost you a thing. Or at best a small co-pay.

If someone tries to pressure you into buying anything, walk away, let them talk to air. Or just hang up your phone. Don’t worry about being rude. It is plenty rude to call a person just to try to rip them off. This is the time to be rude FIRST. It will save you time, money and headaches.
Good phone numbers and web sites to get familiar with.
State Senior Medicare Patrol
http://www.aoa.gov/smp/grantee/grantee_state,asp
Medicare Fraud Hotline 1.800.447.8477
Or email them at www.HHSTips@oig.hhs.gov
IMPORTANT STUFF! _______________________

Organize your phone book
If you wait until you need it, you probably won’t be able to find it. Get your stuff together, now. What stuff?
YOUR NUMBERS!
Create a file for this and keep it all together. AND get a new address book. You’ll see why.
Make copies, 2 or 3 sets, of all of your important papers: birth certificates, marriage licenses, divorce papers, pension, medical records, insurance papers, and WILL. You need to make several copies of your Medical Power of Attorney and Living Will. It will make life MUCH easier if it should be needed.

Make copies of your drivers’ license, your credit cards, any important ID. It is the best way to make sure you have all of your “numbers” and all of them are correct.

Get a Durable Power of Attorney or at the very least a Medical Power of Attorney so someone can make medical decisions for you if you can’t. Make sure they know what you want, like being a donor, OR NOT. If being a donor turns you off, think of it like this. If it was your child, spouse or parent, would you want someone to be so kind as to give the gift of life to them? Am I a donor? You bet I am.

Also, a living will. If you wait till you need it you might not be in the condition to make one. You can’t do this on pain medication or if you are confused due to any reason. But you can be left in that condition for a very long time if you don’t make your wishes known early. No one should have to
live just because a machine can keep your heart beating and lungs pushing air. There is no quality to that kind of life when there is no hope for recovery.

Get a new address book and fill it out using this as a guide.
The first page should have the names and phone numbers of close relatives and who they are to you. Also that Doctors are all on the “D” page & friends on page “F.”

“B” bills, All of them. Never write Credit Card Account numbers in your book. Or you SS number. “B” is also a good place to write birthdays of the people you like to contact on their special day.

______________________________________

On the “D” page you should list all of your Doctors by name and phone number as well as what kind of Doctor they are. Don’t forget the Vet!

On the “F” page, list Friends and Family under those headings.

If it is your mechanic, put his name under “C” for car or “A” for Auto. However you refer to vehicles.
Make up your own categories and list names under them.
“I” could be for Insurance, house, car, life, whatever.


“WE IS FRIENDS”

Me and you is friends.
You Smile, I smile.
You Hurt, I hurt.
You Cry, I cry.

You jump offa bridge,
I gonna miss you.
J

There are all kinds of safety that we need to provide for our selves today. These are in no particular order, just suggestions that have come across my path that sound like they are a real good idea to pay attention too.
These regard identity theft: (SEE IDENTITY THEFT section too.)
When you order your checks next time, put just your first initials and full last name on them. The bank will know your signature but a thief probably won’t. Also it won’t identify you as a woman or man.
When paying credit card bills, DO NOT put the complete account number on the check. Just use the last four numbers. Yes this is a good practice and no one will object but those who want the whole number for their uses Put your work phone # on your check or if you have a PO Box, use that. NEVER PUT YOUR SOCIAL SECURITY NUMBER ON YOUR CHECK. If someone asks for it, just say NO.
Photocopy both sides of the contents of your wallet. Make more than one copy and keep them in a safe place, just in case. Hopefully you will never need them. Do the same with your passport, birth certificate and any other ID.
The key to canceling credit cards fast is to have the 800 numbers, carry a small paper in your car and wallet with those numbers for quick access. Also any other identifying information
you might need if you lose your passport overseas. Leave it with a good friend, that owns a fax machine if possible. While traveling have the toll free numbers where you can get to them fast, or at least within 24 hours. Your photocopies will have the rest of the information you need to replace those items.
Sad as it may seem and be, identity theft by a relative or even parent or adult child has become more common than it ought to be. You just have to be careful of everyone now day’s.

NEVER LET SOMEONE WORKING IN YOUR HOME USE THEIR CELL PHONE. THEY CAN TAKE PICTURES OF YOUR HOME TO SEE IF THEY WANT TO COME BACK LATER ` WHEN YOU AREN’T THERE!!
Call all 3 credit reporting organizations to place a fraud alert on your name and Social Security number. It can stop the thief dead in his/her tracks. Credit reports usually give all three reports and the middle score is the one usually used. Credit reports used for buying a car or house are not counted against you like those used for getting a new credit card which can lower your FICO score.

What is FICO? It stands for Fair Isaac Company. BUT it hardly seems fair how it is used. It determines what interest rate you pay as well as how much your auto insurance costs and a few other things. You score is based on 5 factors: Payment history, Outstanding Credit Balances, Length of Credit History, Type of Credit and how many inquiries you have had requesting a check. Find out more about FICO at www.myfico.com

NEVER PAY FOR ANYONE TO “CLEAN” UP YOUR CREDIT RECORD!!!



IF YOU ABSOLUTELY HAVE TO HAVE HELP CALL THE U.S. DEPT. OF HOUSING AND URBAN DEVELOPMENT or on the web go to

http://www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm

The numbers are:
Equifax:1.800.525.6285 On-line www.equifax.com

Experian (TRW) 1.888.397.3742
On-line www.experian.com

Trans Union: 1.800.680.7289 On-line www.tuc.com


Get all 3 reports for $38.95 at www.myfico.com

Phone 1.800.CUFRAUD ( 1.800.283.7283)

On-line www.fraud_hotline@countrywide.com

Additional Information contact the Federal Trade Comm.

1.877.IDTHEFT ( 1.877.438.4338
On-line www.consumer.gov/idtheft

www.idtheftcenter.org
www.consumer.gov/idtheft

AND the Social Security fraud line 1.800.269.0271

SAFETY AT HOME AND ON THE ROAD

The strongest part of the body is the elbow. Use it when and where ever it is needed in the place it will hurt the most.
To avoid becoming a victim:
You must be AWARE of where you are and what’s going on around you. Pay attention at all times, JUST LIKE YOUR LIFE DEPENDS ON IT. PS It does!
Body Language can prevent an attack. Keep your head up, stand up straight, swing your arms.
You don’t have to be in the wrong place at the wrong time. But it can happen. Don’t drive or walk alone in a bad area or ever in an alley at night.
LOCK YOUR CAR DOORS as soon as you get in and leave the area. If you need to check something, pull off at a convenience or drive thru or market under a big light. Pay close attention to what is around you.
Check your car BEFORE you get in it.
Do not park next to a big van. Most serial killers use vans and are “handicapped” and “need help with getting in their car or getting something out.” Just a little bit of help from you and they have you in their car.
If there is a man sitting closest to your car door when you go to your car, don’t get in. Go get security or someone to walk you to your car. If no one is around to walk you, find something to do until they leave.
Always take the elevator instead of the stairs, no matter what exercise gurus say. Crime happens in stairwells.
If someone has a gun and you are not under his control. RUN, ALWAYS RUN. They can usually only hit a running target 4 out of 100 times and then not in a vital area.

As women, we are always trying to be sympathetic and helpful. STOP IT! It could get you raped or killed. That was the way Ted Bundy, the serial killer worked. He didn’t look like a serial killer, he was handsome and knew how to speak to get women to help him. He was the last person a lot of women ever helped.
Travel and do business during daylight hours when ever possible.
BE EXTREMELY CAUTIOUS AT REST STOPS.
Check the ID’s of couriers or delivery people. If you aren’t expecting anything, don’t open the door.

Use ATM’s only in daylight or when in well lit busy locations. Better yet, get some cash out at the grocery store. Park in well lit areas. Always lock your car. Hide
bags in the trunk. Don’t set yourself up to be a victim by wearing expensive jewelry just to go shopping or garage sale shopping.
Don’t carry large amounts of cash. Use debit or credit cards.

Bank of America recently started backing losses/theft on debit cards like they have for credit cards. IT’S ABOUT TIME!!!

Don’t carry your life history and pictures that are not replaceable in your purse. Carry your ID and cash or debit cards in a front pocket and leave your hands free.

If you are in a foreign country or just a bad area, do not carry an expensive purse or wear shoes that shout you are an American, like NIKE. Pick pockets/muggers go for those first.

Use automatic timers for house lights year round so no one will know if you are using them because you are gone or just because you like you lights to come on and go off at a certain time.

Have someone take care of your mail and newspaper. Stopping them is not always a good thing to do. Have a neighbor watch your home and park in your drive way.

Make sure your grandchildren are careful with their SS #’s. They can be missing for a long time before anyone knows and they are the popular new resource in Identity Theft. Most of this is common sense but a lot of people don’t take the time to use it.

INCREDIBLY IMPORTANT!

Carry a list of the medications you are taking at all times.
Just print the name of the medications, how often you take it, the strength, usually in “mgs”. Include aspirin, vitamins and any over the counter medications you usually take on a regular basis. Sound like a hassle? No where near as big a hassle as a sudden trip to the emergency hospital and no one knowing what you take. It will also help doctors know what
you already have going on in your body. The more you have to take the more important it is to have this small piece of paper with you. If you use a computer, it’s real easy to print one off and update it as needed. If not, it’s still worth the effort to write it out and keep it with you at all times.

Jot a couple of emergency phone numbers that can be called in case needed on the back of you medications. It could save your life. Just do it.
If you carry a cell phone, stick a label on the back of it with an emergency contact number as well as your name and if there is room, even severe medical problems you have. Firemen will soon be, if not already, trained to look for ICE which stands for In Case of Emergency. Give them something to work with and it may save your life.

The biggest cause of falls, in almost all age ranges, but especially in elderly, is throw rugs, area rugs or any kind of extra floor covering. If you or someone you are caring for has a tendency to fall, do them a favor and get rid of the things no matter how much they object. And they will. It doesn’t matter if they keep the carpet clean if they aren’t there to see it.

www.bsu.ed/welcomehome/index.html Hints on how to make a home safer to live in for an older person or one with disabilities.

MEDICINE
It doesn’t matter if it is over the counter or a prescription, if it is difficult to open it is dangerous to the person who needs to open it and take it. Be sure to get easy open caps from the pharmacist.

For those extremely hard to open aspirin and similar bottles that must line up with an invisible arrow, you can do either of 2 things. Paint that arrow on the bottle red with nail polish or get a pair of toe nail clippers and cut the little notch off in the lid. No one can take medicine they can’t get out of a bottle or find if it spills on the floor.

If you are helping someone take medicine, consider putting colored label circles on the lids of each bottle. Yellow for morning pills, Red for noon and Blue for evening. I strip of each color if it is 3 times a day. If you actually give the pills to the person, put them in a round votive candle holder that is easy for them to pick up and hold.
Again, use a different color for each time of the day so they know, and you will to, that they took their pills. They will drop fewer pills this way.

WHO WOULD HAVE THOUGHT? CELL PHONES CAN BE DANGEROUS!

Make sure workmen or women that are in your home DO NOT USE THEIR CELL PHONES INSIDE. THEY CAN EASILY TAKE PICTURES WITH THEIR PHONES AND COME BACK LATER KNOWING EXACTLY WHAT THEY WANT AND WHERE TO LOOK.
SENIOR CENTERS
Senior & Resource Centers Senior Companion Sites

And Resource Centers (INET indicates a computer center)
Some are community centers that offer Senior activities. There are some really good things to do in here, including classes on dancing, any kind, from belly dancing to line dancing or even ball room, writing, exercise, games, and lots more. Check out several that are close to you. Sign up and get their newsletter so you know in advance what is coming to the center near you. There is a charge for some classes but it is extremely reasonable.

CARSON CITY INET 775.883.0703
911 Beverly Dr. 89706

CHURCHILL COUNTY 775.423.6075
Fallon Paiute Shoshone Tribe
Stillwater Indian Reservation
8955 Million Road
Fallon, 89406

Churchill Senior Center 775.423.7096
310 E. Court St.
Fallon 89406

Alice & Harry Goldberg 732.0556
Jewish Federation
2317 Renaissance Dr.
LV 89119

Boulder City Center INET 293.3320
1001 Arizona St.
Boulder City 89005
Transportation, Legal Service, Adult Day Care
Nutrition, Recreation
SENIOR CENTERS 166
Cambeiro Center INET 382.6252 x 135
330 North 13th Street
LV 89101 Spanish and English spoken

Cambridge Center 455.8691
3930 Cambridge St.
LV 89120 Education, Recreational Services

Cappalappa Family Resource Center 397.6400
P.O. Box 1860
Overton 89040
Advocacy, Referral, Friendly Visitation, Counseling
Service, Food

Clark County Parks & Recreation 455.7340
3130 McLeod Drive
LV 89121 Education, Recreation Services

Clark Family Resource Center 365.9272
4291 Pennwood
LV 89102

Cora Coleman Center 455.7617
2100 Bonnie Lane.
LV 89110 Recreation, Education, Referral Services

Derfelt Senior Center 229.6601
3343 W. Washington Ave.
LV 89107

Desert Breeze Community Center 455.8334
8275 Spring Mountain Rd
LV 89117

Doolittle Senior Center 229.612
1950 North J St. LV 89107

Dula Senior Gymnasium 229.6307
441 E. Bonanza Road
LV 89010

Eastside Family Resource Center 799.3670 x 4087
1870 N. Lamont St.
LV 89115 Referral, Food, Case Management

East LV Community & Senior Center 229.1515
250 N. Eastern Avenue
LV

Economic Opportunity Board Senior Center 647.2536
INET 2420 N. Martin Luther King Blvd.
NLV 89032

Family Resource Center 799.3670
1870 North Lamont Street X 208 or 246
LV 89115
Emergency Food Assistance, Case Management, Referral Service

Family Resource Center 454.9020
3900 Perry Street
LV 89121
Food, Referral Service

Friendship Circle (Salvation Army) 565.8836
830 E. Lake Mead Drive,
Henderson 89015

Greater LV Family Resource Center 657.6762
1200 North Eastern Avenue
LV 89101 Food, Referral Service
SENIOR CENTERS 166
HACA Family Center INET 486.6770
145 Panama St
Henderson 89015

Helen Meyer Community Center 455.7723
4525 New Forest Dr.
LV 89147

Henderson Senior Center INET 267.4150
27 E. Texas Ave.
Henderson 89105

Hollyhock Adult Day Care Center 382.0093
380 N. Maryland Parkway Call first for information

Howard Lieburn Senior Center 229.1600
6230 Garwood Avenue LV 89107

Indian Springs Senior Citizen Center 879.5250
715 Gretta Lane
Indian Springs 89018
Nutrition Program, Transportation, Recreation,
Telephone Reassurance

Jewish Community Center of SN 794.0090
Older Adult Program
8260 W. Charleston Blvd.
LV 89117

Jim Boyles Senior Center 397.8002
475 S. Moapa Valley Dr.
Overton, 89040


Las Vegas Senior Lifeline (60+) 933.1191
2309B Renaissance Dr
LV 89119
Nutrition, homemaking, home improvement, transportation, medical assistance, technology, programs/activities.

Las Vegas Senior Program 298.5445
P.O. Box 32055
1975 Arie Ave. Laughlin, 89029

LV Senior Citizens Center 229.6454
451 E. Bonanza Road (This is a big one.)

Laughlin Senior Center 298.5445
Laughlin

Lied Senior Care Center 648.3425
901 N. Jones

Mesquite Senior & Community Center 702.346.5290
102 W. Old Mill Road
Mesquite

Mesquite Family Resource Center 346.7277
51 West First North
Mesquite 89027 Food, Referral Service

Metropolitan Family Resource Center 657.0371
2200 East Cheyenne Avenue
North Las Vegas 89030
Food, Friendly Visitation, Counseling, Assisted
Care, Education

MLK Senior Center 647.2536
2420 N. Martin Luther Kind Blvd. (Lots of activities)

SENIOR CENTERS 166
Moapa Business Council 865.2787
Moapa Band of Paiute Indians
P.O. Box 340 Moapa 89025

Mirabelli Community Center 229.6359
6200 Elton Ave.

Moapa Family Resource Center 865.2700

North Las Vegas Family Resource Center 649.2656
2530 East Carey Avenue
North Las Vegas 89030 Food Referral Service

North Las Vegas Recreation 633.1492
1638 Bruce St. Senior activities

Northwest Senior Center 229-4924
6841 W. Lone Mountain Road (classes: dance writing etc.)

Overton Senior Center INET 702.397.8002
475 S. Moapa Valley Blvd, Overton

Paradise Community Center 455.7513
4475 McLeod Drive 89121
4770 S Harrison Dr. 89121

Parkdale Community Center 455.7517
3200 Ferndale St. (Senior activities)

Resource Coalition 298.2592
1975 Arie Avenue
Laughlin 89029 Food, Friendly Visitation, Telephone Reassurance
Referral, Transportation

Searchlight Senior Center INET 297.1614
P.O. Box 915 575 S. Highway 95
Searchlight 89046
Nutrition, Transportation, Friendly Visitation

Senior Friends Mountain View Office 255.5404
8524 Del Webb Blvd. INET
LV 89134

Seniors in Action, Inc. 644.3881
2100 South Maryland Parkway #3
LV 89104
Recreation, Telephone Reassurance

Senior Tripsters 387.0007
LV 89101

Silver Mesa Recreation 633.2550
4025 Allen Lane, NLV (Senior activities)

Stupak Family Resource Center 229.2432
300 West Boston 229.2488
LV 89102 Food, Referral Service

Sunrise 455.7600
2240 Linn Lane


United Methodist Family Resource Center 733.1378
4412 South Maryland Parkway
LV 89119

Variety Family Resource Center 647.4907
990 D Street
LV 89106
Food, Referral Service
SENIOR CENTERS 166
Veterans Memorial Leisure Services Center 229.1100
101 S. Pavillion Center Drive 89144

Virgin Valley Senior Center 455.8402
102 Old Mill Rd.
Mesquite 89027

Volunteer Center of So. NV 892.2321
3075 E. Flamingo Road # 1oo-A
LV 89121

Von Tobel 455.7699
3610 E Carey Road

Walnut Recreation Center 455.8402
3075 N. Walnut Road (open to those 50 and better J )

West Flamingo Active Adult Center 455.7742
6255 W. Flamingo Road (open to those 50 and better J )
LV Recreation, Education, Referral Service

Whitney Community and Senior Center 455.7576
5712 E. Missouri Ave. INET

Winchester Community Center 455.7340
3130 S. McLeod Drive LV

DOUGLAS COUNTY

Douglas County Senior Center 775.786.6455
2300 Meadow Lane
Gardnerville
P.O. Box 218 Minden NV 89423

Dresslerville Senior Center 775.265.6426
c/o Washoe Tribe of NV
919 Highway 395
Gardnerville 89410

Tahoe Douglas 775.588.5140
885 Highway 50
P.O. Box 1771
Zephyr Cove 89448

ELKO COUNTY
Carlin Senior Citizens Center 775.754.6465
718 Cedar St. P.O. Box 123
Carlin, NV 89822

Duck Valley Senior Center 775.757.3174
P.O. Box 145
Owyhee, NV 89832.0219

Elko Senior Center 775.757.3174
1795 Ruby View
Elko, NV 89801

Shoshone Welcome Center 775.738.0425
1530 Silver Eagle Dr.
Elko, NV 89801

South Fork Band Council 775.265.6426
21 Lee Unit D-13
Spring Creek, NV 89815
SENIOR CENTERS 166
Wells Silver Sage Senior Center INET 775.752.3820
213 First St P.O. Box 136
Wells, NV 89835

EUREKA COUNTY

Eureka Senior Center INET 775.468.0466
20 West Gold P.O. Box 278
Eureka, NV 89316

Fannie Komp Senior Center INET 775.468.0466
P.O. Box 211072
Crescent Valley, NV 89821

HUMBOLT COUNTY

Pleasant Center 775.623.6211
1480 Lay St.
Winnemucca, NV 89445

LANDER COUNTRY

Austin Senior Center 775.964.2338
P.O. Box 211
Austin, NV 89310

Battle Mountain Band Council 775.635.2004
Indian Colony Elders
37 Mountain View Dr. #C
Battle Mountain, NV 89820



George E. Schwin Senior Center INET 775.635.5311
365 Est 4th St.
Battle Mountain, NV l89820

Yomba Tribal Council 775.964.2463
HC 61, Box 6275
Austin, NV 89310
LINCOLN COUNTY

Lincoln County Nutrition for Seniors 775.728.4477
P.O. Box 508 INET
Panaca, NV 89042

Olsen Senior Center 775.726.3740
240 Front St. P.O. Box 126
Caliente, NV 89008

Pioche Senior Center 775.962.5378
P.O. Box 432
Pioche, NV 89043

LYON COUNTY
Dayton Senior Center 775.246.6210
320 Old Dayton Valley Road
P.O. Box 612
Dayton, NV 89403

Fernley Senior Center 775.575.3370
Silver and Gold Nutrition Program
1170 West Newlands Dr.
P.O. Box 804
Fernley, NV 89408

Lyon County Human Services 775.557.5014
Silver Springs Senior Center INET
1050 Pyramid St
Silver Springs, NV 89429
SENIOR CENTERS 166
Taboose Senior Center 775.463.2472
Taboose Indian Colony
171 Campbell Lane
Yerington, NV 89447

Yerington Senior Center 775.463.6550
117 Tilson Way
Yerington, NV 89447

MINERAL COUNTRY

Agai-Dicutta Senior Center 775.773.2224
P.O. Box 220
Schurz, NV 89427

Mineral County Care and Share INET 775.945.5519
975 K St. P.O. Box 1058
Hawthorne, NV 89415

Mina Senior Center 775.573.2344
P.O. Box 195
Mina, NV 89422

NYE COUNTY
Amargosa Senior Center INET 775.372.5413
443 Desert Seniors Rd
P.O. Box 428
Lathrop Wells, NV 89020

Beatty Senior Center INET 775.553.2954
B 150 A Ave. Soutn P.O. Box 453 Beatty, NV 89003


Pahrump Senior Center INET 775.727.5008
1370 West Basin Rd.
Pahrump, NV 89060

Tonopah Senior Center INET 775.482.6450
#1 Senior Center Dr.
P.O. Box 1869
Tonopah, NV 89049
PERSHING COUNTY

Imlay Nutrition Site No # listed
P.O. Box 126
Imlay, NV 89418

Pershing County Senior Center 775.273.2291
630 Western
P.O. Box
Lovelock, NV 89419

SENIOR CENTERS 166
STOREY COUNTY
Comstock Nutrition Program 775.847.0957
P.O. Box 786
Virginia City, NV 89440
WASHOE COUNTY
Gerlach Senior Center 775.557.2206
P.O. Box 69
Gerlach, NV 89412

Reno/Sparks Indian Colony 775.329.5162
34 Reservation Rd
Reno, NV 89502
Sparks Senior Citizens Center INET 775.353.3110
97 Richards Way Sparks NV 89431

Washoe County Senior Citizens 775.328.2575
Service Center
1155 East 9th St.
Reno, NV 89512
WHITE PINE COUNTY

Ely Nutrition Site INET 775.289.2742
1000 Campton
Ely, NV 89301

Ely Shoshone Tribe 775.289.3013
16 Shoshone Circle
Ely, NV 89301

Goshute Elders No # listed
Goshute Indian Reservation
P.O. Box 6104
Ibapah, UT 84034

McGill Senior Center 775.235.7110
#1 Ave. K
P.O. Box 1237
McGill, NV 89318

Requa Old Depot Senior Center 775.289.2742
1000 Campton St.
Ely, NV 89301
SENIOR COMPANION PROGRAMS

Southern Nevada
Catholic Charities 702.382.0721
531 North 30th St.
LV, NV 89101

Northern Nevada
Elvirita Lewis Foundation 775.385.2322
1552 C St.
Sparks, NV 89431